In 2026, the FHA loan limits within Fort-Defiance county of Apache, located in AZ, are set as follows: $356,362 for a single-family home, $456,275 for 2-unit homes, $551,500 for 3-units, and $685,400 for properties with 4-units.
The maximum loan amount allowed for conventional loans on a single-family residence is $548,250; for 2-units, it's $702,000; for 3-units, $848,500; and for homes with 4-units, the limit is $1,054,500.
Utilize our FHA calculator to explore today’s best FHA rates and evaluate the downpayment, income, credit, reserves, and necessary documents needed to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles loan program data from thousands of sources, making rapid comparisons with your unique financial profile and needs.
Access the Loan Limits Comparison Table for 2026 in Fort-Defiance county of Apache, AZ, where you can compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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