For the year 2026, FHA loan limits in the county of Apache, situated in Chinle, AZ, are specified as follows: for a single-family home, the limit is $472,030; for 2-units, it is set at $604,400; for 3-units, the cap is $730,525; and for 4-units, it is $907,900.
Regarding conventional loans, the maximum amount for a single-family residence is $726,200. For homes with 2-units, the limit is $929,850. For 3-units, it increases to $1,123,900, and for 4-unit properties, the amount reaches $1,396,800.
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Using the Lendersa® calculator, you can easily compare FHA rate and terms with those from other loan programs. Evaluate options such as Conventional loans, Jumbo financing, VA, USDA, Non-QM, and hard money loans in addition to FHA loans.
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See the Loan Limits Comparison Table for 2026 in the county of Apache, Chinle, AZ. This table provides comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To comprehensively compare qualification needs, such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a thorough analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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