For the year 2025, FHA loan limits in the county of Apache, situated in Chinle, AZ, are specified as follows: for a single-family home, the limit is $472,030; for 2-units, it is set at $604,400; for 3-units, the cap is $730,525; and for 4-units, it is $907,900.
Regarding conventional loans, the maximum amount for a single-family residence is $726,200. For homes with 2-units, the limit is $929,850. For 3-units, it increases to $1,123,900, and for 4-unit properties, the amount reaches $1,396,800.
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Using the Lendersa® calculator, you can easily compare FHA rate and terms with those from other loan programs. Evaluate options such as Conventional loans, Jumbo financing, VA, USDA, Non-QM, and hard money loans in addition to FHA loans.
Lendersa® quickly aggregates loan program data from numerous lenders, allowing for fast comparisons tailored to your distinct financial profile and needs.
See the Loan Limits Comparison Table for 2025 in the county of Apache, Chinle, AZ. This table provides comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To comprehensively compare qualification needs, such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a thorough analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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