FHA Loan Limits for Lake-Havasu-City, Mohave County, AZ in 2025

In the year {CURRENT_YEAR}, the FHA loan limit for Lake-Havasu-City county in Mohave, AZ is set at {DETAILS_LOAN_LIMIT_FHA1} for single-family homes. If you have 2-units, the limit increases to {DETAILS_LOAN_LIMIT_FHA2}, for 3-units, it goes up to {DETAILS_LOAN_LIMIT_FHA3}, and for properties with 4-units, the limit reaches {DETAILS_LOAN_LIMIT_FHA4}.

Conversely, for conventional loans on single-family residences, the maximum loan amount is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. For 2-unit properties, the cap is {DETAILS_LOAN_LIMIT_CONVENTIONAL2}, for 3-units it rises to {DETAILS_LOAN_LIMIT_CONVENTIONAL3}, and for 4-units, it's {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.

Our FHA calculator is perfect for uncovering today’s top FHA rates and figuring out what’s needed for the downpayment, income, credit score, reserves, and documentation to qualify.

Compare offers from a selection of 100 lenders

Explore Different Loan Options in Lake-Havasu-City, AZ

The Lendersa® calculator facilitates detailed comparisons of FHA rates and terms with those from various loan programs. This encompasses Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans, allowing you to see how they stack up against the FHA.

Lendersa® gathers extensive loan data sourced from countless lenders, quickly aligning offers with your individual financial profile and needs.

Check the Loan Limits Comparison Table for {CURRENT_YEAR} in Lake-Havasu-City county of Mohave, AZ for a thorough comparison of maximum loan amounts. This includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To thoroughly compare qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Ensuring you get the right loan means understanding all available options thoroughly and tailoring choices to your financial situation. Consider factors like interest rates, repayment terms, and eligibility specifics. By leveraging Lendersa®, you streamline your process of aligning loans with unique needs, boosting precision and confidence in your decisions.

Understanding FHA-driven opportunities within a broader financial context is essential for foundation-setting financial adventures. Peruse detailed loan programs meticulously to grasp potential impacts on long-term investments and stability. Choosing wisely involves keeping abreast of current financial narratives and embracing adaptive strategies.

Loan limits Lake-Havasu-City county of Mohave, AZ

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Novus Home Mortgage, a division of Ixonia Bank
  • 2119 McCulloch Blvd N, Lake Havasu City, AZ, 86403
  • We offer full documentation, no documentation, bank statement programs, DSCR (Investment properties), asset depletion, land loans, commercial, OTC construction and cross-collateralized loans too. My commitment to honesty and integrity and extensive knowledge have made me a “go-to guy” for borrowers and other mortgage and real estate professionals.
  • Summerlin Financial Inc
  • 349 Lake Havasu Ave S, Suite 106, Lake Havasu City, AZ, 86403
  • Summerlin Financial is committed to helping you reach your home financing goals, whatever they may be. We have unique loan programs to complement your unique needs. Connect with one of our experienced mortgage professionals to get started today. We are committed to quality customer service
  • Hi-Tech Mortgage, Inc
  • 2184 McCulloch Blvd, Suite A, Lake Havasu City, AZ, 86403
  • Hi-tech Mortgage, Inc was founded in 2007, and is located at 2184 Mcculloch Blvd N B in Lake Havasu City. Hi-Tech Mortgage, Inc. offers Lake Havasu City, AZ mortgage programs to fit your budget. Helping people get the best loan for their mortgage refinance or purchase For practical and knowledgeable advice and options, give us a call.
  • Mill Mortgage, LLC
  • 3605 Crossing Dr, Suite A, Prescott, AZ, 86305
  • "Mill Mortgage services Arizona, California, Florida, and Washington. We have access to a wide variety of programs giving us the ability to place you in the best product that suites your needs. Competitive rates, low fees, quick turnaround times, accessibility, and great service are all standard, but what sets us apart is being able to provide."
  • Smart Mortgage
  • 1701 North Emerald Dr., Prescott, AZ, 86301
  • The Smart Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Five Star Mortgage
  • 9065 South Pecos Road, Ste #200-A, Henderson, NV, 89074
  • Welcome to Five Star Mortgage! We are a full-service mortgage company located in Henderson, Nevada. We specialize in residential mortgage financing for a primary residence as well as investors. Whether you are relocating to the area, refinancing, or looking to move to a new house, we can help! At Five Star Mortgage, our ultimate goal is to creat
  • North American Financial
  • 375 N Stephanie St Bldg 20, Henderson, NV, 89014
  • At North American Financial Corp, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process. so that you can confidently select the best mortgage for you and your family
  • Capella Mortgage Corp.
  • 3765 E. Sunset Road #B9, Las Vegas, NV, 89120
  • Capella Mortgage Corp is the leading provider of hard money, soft money, and private lending services in the Las Vegas & Henderson areas. With over 30 years experience and thousands of satisfied clients, we have the programs and experience to help you get a mortgage loan for your home or business.
  • Valley View Home Loans - VVHL Direct
  • 6551 Las Vegas Blvd S, Suite 154, Las Vegas, NV, 89119
  • Valley View Home Loans (NMLS# 192103) is recognized as an industry-leading provider of mortgage services, Operating across the 13 states. Year after year we closed over billion dollars in mortgage financing. Valley View Home Loans is a full-service national mortgage lender and agency direct seller/servicer offering Conventional, FHA, Jumbo loans.