For the year 2025, FHA loan limits in Parker county, nestled in La Paz, AZ, are detailed as follows: a single-family home is limited to $472,030, for properties with 2-units the limit is $604,400, 3-units have a cap of $730,525, and for 4-units, it's $907,900.
Conventional loan caps are set at $726,200 for a single-family residence, $929,850 for 2-unit homes, $1,123,900 for 3-units, and $1,396,800 for 4-unit properties.
Utilize our FHA calculator to discover today's best FHA rates and calculate the necessary downpayment, required income, credit score, reserves, and necessary documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Consider and contrast options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® swiftly gathers loan program data from a multitude of lenders, offering instant comparisons to suit your unique financial circumstances and needs.
Visit the Loan Limits Comparison Table for 2025 in Parker county within La Paz, AZ, where you can see how FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) compare, along with hard money loan limits. To delve into qualification requirements, such as income, reserves, and credit, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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