For the year 2026, FHA loan limits in the county of Mohave, within AZ, specifically in Golden-Valley, have been set. The limit for a single-family dwelling is $356,362; for properties featuring two units, it's $456,275; three-unit structures are set at $551,500; and those with four units have a limit of $685,400.
Regarding conventional loans, the maximum allowable amount for single-family residences is $548,250. For dual-unit homes, the upper limit is $702,000. Properties with three units have a maximum of $848,500, while those with four units can borrow up to $1,054,500.
To examine the best FHA loan rates currently available, employ our FHA calculator. It will also assist you in determining down payment necessities, estimating income requirements, evaluating credit scores, assessing reserves, and compiling the necessary documents for qualifications.
Lendersa® offers a calculator that lets you compare FHA rates and terms with a broad array of other loan programs. Dive into options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, evaluating them side by side with FHA terms.
Drawing from extensive data sourced from thousands of lenders, Lendersa® matches these programs to your individual financial profile and unique needs almost instantly.
For 2026, our Loan Limits Comparison Table, specific to Golden-Valley county in Mohave, AZ, provides maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To closely examine qualification factors such as income, reserves, and credit standards, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Golden-Valley FHA Lenders |
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