In 2026, the FHA loan limit for Prescott in Yavapai, AZ has been set at $472,030 for a single-family home. For 2-unit homes, the limit is $604,400; for 3-units, it's $730,525; and for 4-units, the ceiling is $907,900.
The highest loan amount available for conventional loans on a single-family residence is $726,200. For homes with 2-units, it climbs to $929,850, for 3-units it's $1,123,900, and for properties with 4-units, the limit goes to $1,396,800.
Utilize our FHA calculator to access today’s top FHA rates and find out what's needed for the downpayment, income, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with other available loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® gathers comprehensive loan program data from thousands of lenders and quickly aligns it with your individual financial profile and needs.
Utilize the Loan Limits Comparison Table for 2026 in Prescott county of Yavapai, AZ. This table offers comparisons across maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for assessing qualification necessities like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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