In {CURRENT_YEAR}, the FHA loan limit for Prescott in Yavapai, AZ has been set at {DETAILS_LOAN_LIMIT_FHA1} for a single-family home. For 2-unit homes, the limit is {DETAILS_LOAN_LIMIT_FHA2}; for 3-units, it's {DETAILS_LOAN_LIMIT_FHA3}; and for 4-units, the ceiling is {DETAILS_LOAN_LIMIT_FHA4}.
The highest loan amount available for conventional loans on a single-family residence is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. For homes with 2-units, it climbs to {DETAILS_LOAN_LIMIT_CONVENTIONAL2}, for 3-units it's {DETAILS_LOAN_LIMIT_CONVENTIONAL3}, and for properties with 4-units, the limit goes to {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.
Utilize our FHA calculator to access today’s top FHA rates and find out what's needed for the downpayment, income, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with other available loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® gathers comprehensive loan program data from thousands of lenders and quickly aligns it with your individual financial profile and needs.
Utilize the Loan Limits Comparison Table for {CURRENT_YEAR} in Prescott county of Yavapai, AZ. This table offers comparisons across maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for assessing qualification necessities like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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