As of 2026, the FHA loan ceiling for a house in San-Tan-Valley county, Pinal, AZ stands at $368,000 for a single-family residence. Meanwhile, the limits are $471,100 for properties with two units, $569,450 for those with three units, and $707,700 for four-unit buildings.
For conventional loans, the highest loan amount available for a single-family home is $548,250. For two-unit houses, the limit is $702,000, for three-unit homes it's $848,500, and for buildings with four units, the maximum amount is $1,054,500.
To uncover today's best FHA rates, utilize our FHA calculator. It assists in determining the downpayment, required income, credit score, reserves, and necessary documentation for qualification.
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The Lendersa® calculator empowers you to contrast FHA rates and terms with those from various other loan programs. This includes comparisons with Conventional loans, Jumbo loans, VA, USDA, Non-QM, in addition to hard money loans when reviewed alongside FHA options.
By gathering comprehensive data from numerous lenders, Lendersa® swiftly aligns this information with your distinct financial scenario and needs, offering results in moments.
The Loan Limits Comparison Table for 2026 in San-Tan-Valley county of Pinal, AZ provides a side-by-side evaluation of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loan maximums. For those assessing qualification criteria such as income prerequisites, reserves, and credit requirements, enlist the help of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $368,000 | $471,100 | $569,450 | $707,700 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $294,400 | $294,400 | $294,400 | $294,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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