In 2026, the FHA loan limit in Sun-Lakes county of Maricopa, AZ is set at $368,000 for single-family homes, $471,100 for properties with two units, $569,450 for those with three units, and $707,700 for buildings containing four units.
For conventional loans, the maximum for a single-family residence is $548,250, increasing to $702,000 for duplexes, $848,500 for trios, and $1,054,500 for four-unit homes.
Employ our FHA calculator to access today’s leading FHA rates, and calculate required downpayments, income, credit, reserves, and documents for qualification.
With the Lendersa® calculator, compare FHA rates and terms against a variety of other loan programs. Consider conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offers.
Accessing data from thousands of lenders, Lendersa® ensures quick comparisons tailored to your financial specifications and needs.
For 2026, the Loan Limits Comparison Table in Sun-Lakes county of Maricopa, AZ, details maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualification requirements such as income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $368,000 | $471,100 | $569,450 | $707,700 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $294,400 | $294,400 | $294,400 | $294,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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