In 2026, the FHA loan limit for Chandler county in Maricopa, AZ stands at $530,150 for a single-family home. For properties with two units, the limit is $678,700; for three-unit homes, it is $820,350; and for buildings with four units, it is $1,019,550.
For conventional loans, the maximum amount for a single-family residence is $726,200. For two-unit homes, it stretches to $929,850; for three units, it is $1,123,900; and for four-unit properties, the ceiling is $1,396,800.
Utilize our FHA calculator to discover today’s best FHA rates and determine the down payment, income requirements, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. Consider your options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
By sourcing data from thousands of lenders, Lendersa® provides quick comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Chandler county, Maricopa, AZ, allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and hard money loans. To investigate qualification needs such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $530,150 | $678,700 | $820,350 | $1,019,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $353,200 | $353,200 | $353,200 | $353,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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