For 2026, the FHA loan limit in Sedona county of Coconino, AZ is specified as $389,850 for a single-family home. For 2-unit properties, it is $499,050, for 3-units it is $603,250, and for 4-units the limit is $749,700.
The maximum allowable amount for conventional loans on a single-family residence is $548,250. For 2-unit homes, the cap is $702,000, for 3-units, it is $848,500, and for 4-units, it reaches $1,054,500.
Utilize our FHA calculator to discover today’s leading FHA rates and calculate the required downpayment, income, credit, reserves, and documentation to qualify.
With the Lendersa® calculator, you can compare the terms and rates of FHA loans with those of other loan types. Examine and contrast FHA loans alongside Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from thousands of lenders, providing immediate comparisons tailored to your distinctive financial profile and needs.
Use the Loan Limits Comparison Table for 2026 in Sedona county of Coconino, AZ to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification criteria like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $389,850 | $499,050 | $603,250 | $749,700 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $311,800 | $311,800 | $311,800 | $311,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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