2025 FHA (Government Loans) Limits for Summit, Pima County, Arizona

For 2025, the FHA loan limits in Summit county of Pima, located in AZ, are set as: $472,030 is the limit for single-family homes. For properties with 2-units, the cap is $604,400; for 3-unit homes, it is $730,525; and for 4-units, it stands at $907,900.

Regarding conventional loan limits, a single-family residence has a maximum of $726,200, a limit of $929,850 is in place for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Our FHA calculator is at your disposal to find today’s leading FHA rates and assists in calculating the necessary downpayment, income requirements, credit standards, reserves, and required documents for qualification.

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Examine Your Loan Choices in Summit, AZ

The Lendersa® calculator offers an efficient comparison of FHA rates and terms against those of other available loan programs. Delve into options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.

Lendersa® sourced data from thousands of lenders allows for a thorough comparison of the findings against your particular financial profile and needs, all accomplished swiftly.

Find the Loan Limits Comparison Table for 2025, set in Summit county of Pima, AZ. This table enables a side-by-side assessment of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money. To evaluate qualifying criteria such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed analysis.

Loan limits Summit county of Pima, AZ

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • ELECTRUM FINANCIAL PLLC
  • 27610 N 47th St, Cave Creek, AZ, 85331
  • Our mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital. Electrum Financial PLLC is a mortgage broker
  • RADIANT FINANCIAL GROUP, LLC
  • ​15411 W. Waddell Road, Suite 107, Surprise, AZ, 85379
  • Radiant Financial Group, our clients are not just another transaction. We strive to satisfy each customer so completely that they will tell their friends and family members about how much they enjoyed working with us. In fact, 80% of our business comes from customer referrals. Our clients are our most valued asset.
  • BUYORREFI FINANCIAL
  • 14780 W Mountain View Blvd, Suite 206, Surprise, AZ, 85374
  • A leading mortgage company in the Peoria area of Arizona, we are committed to helping people in all stages of their life, find the right mortgage for their home & financial goals. We specialize in helping people buy second/retirement homes, reverse mortgages, & qualifying customers to buy a home or refinance the one they currently live in & love.
  • Level 4 Funding
  • 9133 W Plum Rd, Peoria, AZ, 85383
  • Level 4 Funding LLC is among the very few mortgage broker companies Licensed in the state that fund private hard money loans for real estate investors and professionals and home owners. Level 4 Funding LLC has a great team of professionals that can help get the tough mortgage approval for you at the best possible rates.
  • Union Home Lending LLC
  • 3536 West Hidden Mountain Court, Anthem, AZ, 85086
  • Union Home Lending LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Bankers Capital Resources Inc
  • 450 Jordan Road, Suite 4, Sedona, AZ, 86336
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Northern Arizona Mortgage Corporation
  • 707 E Mingus Avenue, Cottonwood, AZ, 86326
  • We have been serving Northern Arizona since 1985 and our mission has always been to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome
  • Smart Mortgage
  • 1701 North Emerald Dr., Prescott, AZ, 86301
  • The Smart Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.