2026 FHA (Government Loans) Limits for Summit, Pima County, Arizona

For 2026, the FHA loan limits in Summit county of Pima, located in AZ, are set as: $472,030 is the limit for single-family homes. For properties with 2-units, the cap is $604,400; for 3-unit homes, it is $730,525; and for 4-units, it stands at $907,900.

Regarding conventional loan limits, a single-family residence has a maximum of $726,200, a limit of $929,850 is in place for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Our FHA calculator is at your disposal to find today’s leading FHA rates and assists in calculating the necessary downpayment, income requirements, credit standards, reserves, and required documents for qualification.

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Examine Your Loan Choices in Summit, AZ

The Lendersa® calculator offers an efficient comparison of FHA rates and terms against those of other available loan programs. Delve into options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.

Lendersa® sourced data from thousands of lenders allows for a thorough comparison of the findings against your particular financial profile and needs, all accomplished swiftly.

Find the Loan Limits Comparison Table for 2026, set in Summit county of Pima, AZ. This table enables a side-by-side assessment of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money. To evaluate qualifying criteria such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed analysis.

Loan limits Summit county of Pima, AZ

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • 17525 Ventura Boulevard, Suite 107, Encino, CA, 91316
  • Lends in Arizona
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Power Play Mortgage
  • 16545 Armstead Street, Granada Hills, CA, 91344
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  • Boost your home buying experience with Power Play Mortgage. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all. We have relationships with many lenders. We will find the lender that offers rates good for your scenario. No matter your needs, we are here to help.

  • Malibu Funding Inc
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  • First American Wholesale Lending Corp
  • 6303 Owensmouth Ave 10th Floor, Woodland Hills, CA, 91367
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  • Founded in 2006, First American Wholesale Lending is the #1 lender with a diversified portfolio of mortgage products that can cater to any client’s needs. We work with any client, regardless of experience and loan closing occur in as fast 5 days. We have help thousands over the years. There is no deal we cannot fund.

  • LendMe
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    If you’re a real estate investor, our team at LendMe can help you reach your goals and meet your deadlines. Feel free to reach out to us today and see how we are able help!"

  • Millennial Home Lending, Inc.
  • 9200 Oakdale Avenue, Suite 501, Chatsworth, CA, 91311
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  • The Millennial Home Lending team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • One Nation Home Loans
  • 5016 N. Parkway Calabasas, Suite 200, Calabasas, CA, 91302
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  • Priority Financial Network
  • 5016 N. Parkway Calabasas, Suite 200, Calabasas, CA, 91302
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  • Priority Financial Network is an equal housing lender and operates as a privately-owned, Fannie Mae, Freddie Mac and FHA approved Mortgage Banker, and offers our clients a diverse portfolio of loan options to fit any loan scenario. We provide borrowers with the advantages and resources of larger financial institutions