As we move into 2026, the FHA loan limits for Rincon-Valley county, situated in Pima, AZ, are defined as follows: for a single-family home, the maximum is $356,362; for properties with 2-units, it's $456,275; 3-unit structures are capped at $551,500; and 4-unit residences are limited to $685,400.
When considering conventional loan offerings, the maximum obtainable for a single-family residence is $548,250. The limits for homes spanning two units match $702,000; for three-unit dwellings, the ceiling is $848,500; and properties with four units have a maximum cap at $1,054,500.
To discover today's most favorable FHA rates, use our FHA calculator. It is instrumental in determining down payment requirements, evaluating income, checking credit standings, understanding reserves, and identifying necessary qualification documents.
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The Lendersa® calculator provides comprehensive comparisons of FHA rates and terms against a broad spectrum of other loan programs. Delve into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans and weigh them directly with FHA terms.
Armed with extensive data sourced from thousands of lenders, Lendersa® efficiently aligns these loan products to suit your individualized financial profile and requirements.
For 2026, examine the Loan Limits Comparison Table in Rincon-Valley county, Pima, AZ, which provides a comparison of maximum loan amounts for multiple types: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Engage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to investigate qualification factors like income, credit, and reserves more thoroughly.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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