In 2025, FHA loan limits in Vail county, which is part of Pima, AZ, are set at $472,030 for single-family homes, ascending to $604,400 for duplexes, $730,525 for three-unit properties, and reaching $907,900 for four-unit buildings.
When it comes to conventional loans, the maximum on a single-family residence is $726,200. This increases to $929,850 for two-unit homes, $1,123,900 for triple units, and extends to $1,396,800 for four-unit complexes.
Using our FHA calculator, discover today’s prominent FHA rates and calculate necessary elements such as downpayment, income, creditworthiness, reserves, and documentation required for qualifying purposes.
The Lendersa® calculator facilitates the comparison of FHA interest rates and terms with those from other available loan programs. Compare across a spectrum of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and even hard money loans in relation to FHA solutions.
Utilizing data amassed from thousands of lenders, Lendersa® swiftly provides comparisons aligned with your unique financial profile and circumstances.
The Loan Limits Comparison Table for 2025 in Vail, within the county of Pima, AZ, reveals maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money avenues. Employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to delve into requirements for qualifying income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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