For the year 2026, the FHA loan cap in Wickenburg county of Maricopa, AZ stands at $530,150 for a standard single-family dwelling. If you are considering a property with two units, the limit rises to $678,700. For three units, it's $820,350, and if you're looking at four units, the cap is $1,019,550.
Conventional loan caps differ, starting at $726,200 for a single-family house. This amount increases to $929,850 for a duplex, $1,123,900 for a triplex, and $1,396,800 for properties comprising four units.
By utilizing our FHA calculator, you can uncover the most competitive FHA rates available today and assess what you need in terms of downpayment, income, credit score, reserves, and documentation to qualify.
With the Lendersa® calculator, you can evaluate FHA rates alongside the terms of other loan programs. This includes the opportunity to dive into Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® assembles loan program specifics from a multitude of lenders and instantly analyzes this against your distinct financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Wickenburg county within Maricopa, AZ, offers a comparative look at the maximum loan amounts permissible across different programs like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification standards such as income, reserves, and credit, take advantage of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $530,150 | $678,700 | $820,350 | $1,019,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $353,200 | $353,200 | $353,200 | $353,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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