For 2026, the FHA loan limit in El-Mirage county, Maricopa, AZ is set at $368,000 for a single-family dwelling. For homes with two units, it is $471,100, for three units $569,450, and for properties with four units, the limit climbs to $707,700.
Conventional loan limits on a single-family residence reach a maximum of $548,250. For residences with two units, the ceiling is $702,000, for three units $848,500, and for four units $1,054,500.
Leverage our FHA calculator to determine current FHA rates and calculate the necessary downpayment, income requirements, credit, reserves, and essential documentation for lending eligibility.
The Lendersa® calculator lets you compare FHA rates and terms with those of various other loan programs. This includes a diverse range from Conventional loans, Jumbo loans, VA, USDA, Non-QM, to Hard Money loans alongside FHA options.
Lendersa® accumulates extensive data from thousands of lenders and, in seconds, offers comparisons matched to your unique financial profile and needs.
For 2026 in El-Mirage county of Maricopa, AZ, the Loan Limits Comparison Table offers insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loan maximums. To gauge qualification criteria such as income, reserves, and credit scores, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
Understanding the range of loan options and aligning them with your financial conditions is crucial for achieving economic objectives. By evaluating loan terms thoroughly, you ensure valuable and informed decision-making, which helps in selecting loans that fit your needs and circumstances. Stay updated, leverage comparison tools effectively, and maximize the benefits that competitive loan structures offer.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $368,000 | $471,100 | $569,450 | $707,700 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $294,400 | $294,400 | $294,400 | $294,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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