In 2026, the FHA loan limit for Sun-City-West county in Maricopa, AZ is $368,000 for a single-family home. For 2-units, the limit increases to $471,100, for 3-units $569,450, and for properties with 4-units, it reaches $707,700.
The highest loan amount for conventional loans on a single-family residence is set at $548,250. If you're looking at 2-unit homes, the limit is $702,000, for 3-units $848,500, and for 4-units $1,054,500.
Our FHA calculator helps you find today’s best FHA rates and assists in calculating crucial elements like downpayment, required income, credit standing, reserves, and documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms against other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® aggregates extensive data from thousands of lenders, providing rapid comparisons with your unique financial scenario and requirements.
The Loan Limits Comparison Table for 2026 in Sun-City-West county, Maricopa, AZ helps you compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To analyze qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $368,000 | $471,100 | $569,450 | $707,700 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $294,400 | $294,400 | $294,400 | $294,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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