For 2026, the FHA loan limit in Alameda county of Alameda, CA, is $1,089,300 for a single-family home. For properties with 2-units, it is $1,394,775, for 3-units it is $1,685,850, and for 4-units, it stands at $2,095,200.
The maximum conventional loan amounts are $1,089,300 for a single-family residence. For 2-units, it is $1,394,775, for 3-units $1,685,850, and $2,095,200 for 4-units.
Use our FHA calculator to explore today’s best rates and calculate necessary elements like down payment, income, credit rating, reserves, and documents required for qualification.
The Lendersa® calculator is your tool for comparing FHA rates and terms with those of other loan offerings. Delve into options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
By gathering data from thousands of lenders, Lendersa® promptly aligns it with your financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Alameda, Alameda, CA, includes details for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification aspects like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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