For 2026, in Castro-Valley county located in Alameda, CA, the FHA loan limits are $822,375 for a single-family home, $1,053,000 for a two-unit property, $1,272,750 for three units, and $1,581,750 for four units.
On the other hand, the cap for conventional loans on single-family homes is $822,375, with limits of $1,053,000 for duplexes, $1,272,750 for three units, and $1,581,750 for four-unit residences.
Utilize our FHA calculator to discover today’s best rates and assess required downpayment, income, credit, reserves, and necessary qualifications.
The Lendersa® calculator allows you to compare FHA rates and terms against those of other loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Drawing data from an extensive network of lenders, Lendersa® quickly matches this with your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Castro-Valley county, Alameda, CA, focuses on comparing maximum loan amounts across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification terms like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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