FHA Loan Limits for Castro-Valley, Alameda County, CA in 2023

In 2025, FHA loan limit in Castro-Valley county of Alameda, California is $822,375 for a single-family home, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $822,375, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2025 in Castro-Valley county of Alameda, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Castro-Valley county of Alameda, CA

SFR 2 Units 3 Units 4 Units
FHA $822,375 $1,053,000 $1,272,750 $1,581,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $657,900 $657,900 $657,900 $657,900
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Hill Real Estate and Loans
  • 9643 Kunzite Court, Elk Grove, CA, 95624
  • Hill Real Estate and Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Johnny Delgadillo - Answer Home Loans, Inc.
  • 9381 E Stockton Blvd, Suite# 102, Elk Grove, CA, 95624
  • Johnny Delgadillo is your premier mortgage expert located in Elk Grove, California. He prides himself on offering some of the lowest rates nationwide and makes the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Elk Grove area. Whether you are first time home buyer, purchasing your dream home etc.
  • Chris Opfer - Elk Grove Senior Loan Officer
  • 9381 E. Stockton Blvd Suite 214, Elk Grove, CA, 95624
  • "Chris Opfer specializes in home loans and refinancing in the Northern California area. NMLS#256253 - DRE#01166863 Equal Housing Lender. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries."
  • Anew Lending
  • 9299 East Stockton Blvd #50, Elk Grove, CA, 95624
  • Anew Lending Mortgage is a leading residential mortgage lender, licensed by the U.S. Department of Housing and Urban Development (HUD), that provides homebuyers and our commercial customers mortgages. Anew Lending Mortgage was founded with the primary desire to address the needs of customers for faster, easier access to mortgage loans.
  • Floyd Eugene Luman II
  • 4520 61st Street, Sacramento, CA, 95820
  • I have been providing my customers exceptional customer service for over 15 years I have had several positions in the mortgage industry that have giving me the insight and understanding of the entire loan process. With this knowledge I am able to get loans approved quicker with fewer conditions which lead to a shorter loan process times.
  • Socotra Capital
  • 2208 29th St Suite 100, Sacramento, CA, 95817
  • Socotra Capital is California's Private Money Lender. As a solution oriented lender we specialize in providing financing for real estate investors throughout California on projects that cannot be financed through traditional methods. Whether it be a bridge loan, fix and flip loan commercial refinance, ground up construction project.
  • Yolo Federal Credit Union
  • 266 W. Main Street, Woodland, CA, 95695
  • Yolo Federal Credit Union is dedicated to serving the banking needs of our members, their families, and everyone living, working or attending school in Yolo County. It is our mission to help members achieve financial success and build wealth and we achieve that mission by hiring and retaining the best talent in the industry.
  • Task Mortgage & Investments Inc
  • 8465 old redwood Highway, Suite 410, Windsor, CA, 95492
  • Task Mortgage & Investments Inc We are an experienced team of mortgage and investment experts based in beautiful Sonoma County, California. For over 20 years we have provided a full array of products to match the right real estate opportunity with the right people. From the best of credit to the challenged credit.
  • WayLend
  • 1320 19th Hole Dr #205, Windsor, CA, 95492
  • We are a full service direct lender/mortgage broker with the ability to assist our clients obtain a home loan anywhere in the State of California. Our greatest assets are our loan officers, with over a century of collective experience, as well as a full in-house processing staff.
  • Elevate Mortgage
  • 717 K Street, Suite 510, Sacramento, CA, 95814
  • Elevate mortgage is a diverse, experienced team of mortgage professionals who are client focused and bring results. With access to over 100 different lenders, we can provide you the best financing available. Over 75% of our business comes from past clients and referral partners who are confident in our abilities.
  • Eric Teply Mortgage Advisor
  • 1231 I Street, Suite 203, Sacramento, CA, 95814
  • Purchasing a home can be one of the largest decisions one will ever make. Home purchasing is not only about a home loan, but also about how the loan integrates itself within your other financial responsibilities and goals. I have worked in the mortgage business for over a decade.