In 2026, within Calaveras county, which is in CA, the FHA loan cap for Angels amounts to $472,030 for a single-family home. It is set at $604,400 for duplexes, $730,525 for tri-plexes, and $907,900 for four-unit structures.
For conventional loans, the most one can borrow for a single-family residence is limited to $726,200; the limit for a duplex stands at $929,850, for a triplex, $1,123,900, and for a fourplex, $1,396,800.
Our FHA calculator is available to access the best FHA rates available today and figure out the necessary downpayment, income, credit score, reserves, and paperwork for qualification.
The Lendersa® tool allows a comparison of FHA rates & terms with other loan schemes. Investigate Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans alongside FHA.
Lendersa® swiftly gathers and matches loan program data against your financial profile, drawing from thousands of lenders.
For 2026, apply the Loan Limits Comparison Table in Calaveras, CA to assess FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loan amounts. Compare income, reserves, and credit requirements using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $392,900 | $392,900 | $392,900 | $392,900 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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