For 2026, the FHA loan limits in San-Andreas, county of Calaveras, CA, are set at $373,750 for a single-family home, $478,450 for two-unit properties, $578,350 for properties with three units, and $718,750 for four-unit buildings.
For conventional loans on a single-family home, the maximum loan amount is $548,250. For homes with two units, it's $702,000, for three units it is $848,500, and for homes with four units, it's $1,054,500.
Utilize our FHA calculator to check today’s prime FHA rates and determine the required downpayment, income, credit standing, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms against those from various other loan programs. Examine FHA in context with Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® compiles loan program data from thousands of lenders, efficiently matching it to your unique financial profile and needs.
For 2026, the Loan Limits Comparison Table in Calaveras, CA offers a look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money products. To review qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $373,750 | $478,450 | $578,350 | $718,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $392,900 | $392,900 | $392,900 | $392,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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