In 2025, the FHA loan limits for properties in Copperopolis county, part of Calaveras in CA, are established as follows: $472,030 applies for a single-family home. For two-unit properties, the limit is $604,400. Three-unit buildings have a limit of $730,525, while four-unit homes reach a maximum of $907,900.
The maximum amounts for conventional loans on a single-family residence are set at $726,200. For two-unit structures, the cap is $929,850, three-unit homes are capped at $1,123,900, and four-unit properties have a maximum borrowing limit of $1,396,800.
Utilize our FHA calculator to find today’s best available FHA rates, and clearly outline what's necessary for a down payment, income prerequisites, credit, reserves, and the documents required for successful qualification.
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The Lendersa® calculator is an excellent resource that empowers you to compare FHA loan rates and terms with those of all other loan programs. It enables you to explore and evaluate options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, using FHA as a benchmark for the comparison.
Amassing data from a vast number of lenders, Lendersa® promptly compares your unique financial profile with available loan options, providing swift and tailored insights.
The Loan Limits Comparison Table for 2025 concerning Copperopolis county, residing in Calaveras, CA, is integral for understanding maximum loan amounts across various loans, such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money offerings. For an in-depth inquiry into qualification aspects like income, reserves, and credit evaluation, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to ensure detailed and well-rounded understanding.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $392,900 | $392,900 | $392,900 | $392,900 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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