For 2026, the FHA loan limits in Roseville county within Placer, CA, are as follows: $763,600 for a single-family home, $977,550 for two units, $1,181,650 for three units, and $1,468,500 for properties with four units.
Conventional loan limits reach up to $763,600 for a single-family home, $977,550 for two-unit residences, $1,181,650 for three units, and $1,468,500 for four-unit properties.
Our FHA calculator can show today's best rates and help determine what downpayment, income, credit score, reserves, and documents are necessary to qualify.
The Lendersa® calculator provides comparisons between FHA rates and other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from thousands of lenders, offering swift comparisons to suit your unique financial profile.
In 2026, the Loan Limits Comparison Table for Roseville county, Placer, CA, allows assessment of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| USDA | $540,000 | $540,000 | $540,000 | $540,000 |
| VA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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