In 2026, the FHA loan limit in Arcadia county, Los Angeles, CA, stands at $1,089,300 for a single-family home. For 2-unit properties, it is $1,394,775; for 3-units, $1,685,850; and for 4-units, $2,095,200.
Conventional loan limits for a single-family residence are $1,089,300. For 2-unit houses, the cap is $1,394,775; for 3-units, $1,685,850; and for 4-unit homes, $2,095,200.
Utilize our FHA calculator to explore today’s top FHA rates and determine required downpayments, income, credit, reserves, and documents needed for qualifying.
The Lendersa® calculator provides a comparison of FHA rates and terms with other loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money.
Lendersa® gathers data from thousands of lenders, instantly aligning it with your unique financial needs.
With the Loan Limits Comparison Table for 2026 in Arcadia county, Los Angeles, CA, you can evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan caps. For qualifying factors like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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