2026 FHA (Government Loans) Limits for Sierra-Madre, Los Angeles County, California

In 2026, the FHA loan limits for Sierra-Madre county of Los Angeles, CA are set at $822,375 for a single-family home, $1,053,000 for 2-unit properties, $1,272,750 for 3-units, and $1,581,750 for residences with 4-units.

For conventional loans on a single-family residence, the maximum amount is $822,375, with a limit of $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.

Use our FHA calculator to assess today’s best FHA rates and determine requirements for downpayment, income, credit, reserves, and necessary documentation for qualification.

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Explore Loan Options in Sierra-Madre, CA

The Lendersa® calculator allows you to compare FHA rates and terms with those from various other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Explore all these alongside FHA.

By collecting data from thousands of lenders, Lendersa® provides a comparison tailored to your specific financial profile and requirements.

See our Loan Limits Comparison Table for 2026 in Sierra-Madre county, Los Angeles, CA, detailing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualifications such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Sierra-Madre county of Los Angeles, CA

SFR 2 Units 3 Units 4 Units
FHA $822,375 $1,053,000 $1,272,750 $1,581,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $657,900 $657,900 $657,900 $657,900
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Golden Capital Group
  • 4630 Campus Dr. #200-D, Newport Beach, CA, 92660
  • Lends in California
  • Golden Capital Group is a private money lender located in California and Oregon. We are a direct residential and commercial lender that originates, underwrites and funds first and second mortgages secured against Real Estate. We conduct business in the states of California, Oregon and Washington.

  • Residential First Mortgage
  • 20151 SW Birch St, Suite 200, Newport Beach, CA, 92660
  • Lends in California
  • Residential First Mortgage it has been our vision to build a business from repeat clients & client referrals, ultimately creating “clients for life”.Because we do not advertise, our reputation is essential. In order to build and maintain that reputation we enter into each transaction with the idea of building strong relationships with our clients.

  • Inspire Home Loans
  • 4695 MacArthur Ct Ste 350, Newport Beach, CA, 92660
  • Lends in California
  • Inspire Home Loans Inc.is proud to be the affiliate lender of Century Communities,and exceptional service requires always doing the right thing for you, the customer Our customer-centered approach to home finance takes into account who you are, what you aspire to, and which mortgage programs will suit your financial goals.

  • Nikols Co
  • 4041 MacArthur Boulevard Suite 140, Newport Beach, CA, 92660
  • Lends in California
  • Nikols Mortgage Fund, LLC (the Fund) has attracted a loyal and sophisticated community of investors including prominent real estate executives, investment advisors, family trusts, family offices, self-directed IRAs, and investment LLCs. Many investors have previously made direct and active real estate investments,

  • Vision One Mortgage
  • 4100 Newport Place Drive Ste. 255, Newport Beach, CA, 92660
  • Lends in California
  • Vision One Mortgage is a direct lender offering residential property financing. Our product offering includes conforming, high balance/jumbo, FHA, and super jumbo loans. We offer fixed and adjustable rate refinance and purchase loans at competitive rates and costs- including *no cost loans.

  • Marshall Reddick Real Estate
  • 4299 MacArthur Blvd, Suite 105, Newport Beach, CA, 92660
  • Lends in California
  • If you are looking to grow your wealth in real estate by investing your hard earned money, we can help. However, we do not have the zero-money and no-credit real estate deals, we do not sell expensive education programs or overpriced mentoring advice, and we are not get-rich-quick gurus.

  • AB Capital LLC
  • 15 Corporate Plaza Dr Suite 200, Newport Beach, CA, 92660
  • Lends in California
  • AB Capital is an asset-based direct lender headquartered in Newport Beach that specializes in short term bridge & construction loans secured by California real estate.

    AB Capital takes a common sense approach to underwriting and all approvals are made in-house. We focus on 1st and 2nd position trust deeds from $500,000 to $ 15,000,000 in all maj

  • Hard Money Lenders California
  • 620 Newport Center Drive Suite #850, Newport Beach, CA, 92660
  • Lends in California
  • Extremely trustworthy, reliable, fast and experienced hard money lenders in California. We provide local hard money for your next new construction project, commercial property acquisition, fix and flip, rehab or buy and hold. Give us a call today at 858-947-3779 to submit your request for your next hard money loan.

  • Mortgage Vintage, Inc.
  • 260 Newport Center Dr. #403, NEWPORT BEACH, CA, 92660
  • Lends in California
  • Mortgage Vintage, Inc. connects people who want to invest money secured by Real Estate with real estate investors and business professionals who want to borrow money. Specifically we’re a Hard Money Lender placing private investment capital into well secured and well underwritten Trust Deed Investments.

  • Resource Financial Mortgage
  • 2901 W. Pacific Coast Highway, Suite 200, Newport Beach, CA, 92663
  • Lends in California
  • RFM is a full-service mortgage broker in Newport Beach and Orange County where you can get the best rates for a home loan to buy a home or refinance. As a mortgage broker, RFM can shop for the best mortgage rates that suit your needs. We shop at over 20 different lenders, as all may have different guidelines.