For the year 2026, the FHA loan limit in Los Angeles county, North-El-Monte, within CA, stands at $822,375 for single-family homes. It is $1,053,000 for properties with 2 units, $1,272,750 for those with 3 units, and $1,581,750 for buildings with 4 units.
Conventional loans have a maximum amount for single-family residences at $822,375. For a duplex, it is $1,053,000, $1,272,750 for triplexes, and $1,581,750 for fourplexes.
Utilize our FHA calculator to check current FHA rates and calculate the necessary downpayment, income, credit, reserves, and required documents for qualification.
The Lendersa® calculator helps compare FHA rates and terms with various other loan programs. Consider Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans in relation to FHA.
Gathering data from thousands of lenders, Lendersa® expedites comparing loan program data with your personal financial needs and profile.
The Loan Limits Comparison Table for 2026 in Los Angeles, CA, allows for the evaluation of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for further comparison of income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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