In 2026, the FHA loan limits for Armona county, within Kings in CA, are as follows: $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for triple-unit homes, and $907,900 for four-unit residences.
The maximum loan amounts for conventional loans on single-family homes are $726,200, for duplexes $929,850, triplexes are set at $1,123,900, and four-unit homes have a limit of $1,396,800.
Using our FHA calculator, you can determine today’s most competitive FHA rates and evaluate what's necessary for downpayment, income, credit, reserves, and all required documents for qualification.
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The Lendersa® calculator provides an excellent way to contrast the rates and terms of FHA loans with those from all other available loan programs. Explore and weigh choices like Conventional loans, Jumbo, VA, USDA, Non-QM, and various hard money loans together with FHA options.
With data sourced from thousands of lending sources, Lendersa® can quickly match loan programs to your specific financial profile, offering personalized insights that meet your needs.
The Loan Limits Comparison Table for 2026 relevant to Armona county in Kings, CA, outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For deeper analysis on qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed guidance and strategic execution.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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