2025 FHA (Government Loans) Limits for Lemoore, Kings County, California

In the year 2025, in Lemoore, located within Kings county, CA, the FHA loan limits for a single-family dwelling amount to $472,030. For homes with two units, the limit is $604,400, for three-unit properties, it is $730,525, and for four-unit residences, it reaches $907,900.

Conventional loans on single-family homes have a maximum loan amount of $726,200. For two-unit residences, the cap is $929,850, for three-unit homes it's $1,123,900, and for four-unit properties, it is $1,396,800.

Utilize our FHA calculator to discover today’s most competitive FHA rates and evaluate the necessary down payment, income levels, credit standing, reserves, and required documentation for qualification.

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The Lendersa® calculator provides you with the means to evaluate and contrast FHA rates and terms with those of various other loan products. Assess options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all compared to FHA.

Lendersa® collects comprehensive loan program data from a vast array of lenders, swiftly tailoring these offers to fit your distinct financial profile and requirements.

For the year 2025 in Lemoore, within Kings county of CA, the Loan Limits Comparison Table allows comparisons of top loan values for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification prerequisites, including income, reserves, and credit, engage with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Lemoore county of Kings, CA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Valley West Mortgage
  • 8010 W. Sahara Ave. Suite #140, Las Vegas, NV, 89117
  • Valley West Mortgage is a privately held mortgage company founded, and based in the entertainment capital of the world, Las Vegas, Nevada. Our operations extend into all of the following states, we are continuously expanding our brand and gaining market share: Alabama, Arizona, California, Colorado, DC, Florida etc..
  • Superior Mortgage Lending
  • 8867 West Flamingo Road Suite 200, Las Vegas, NV, 89147
  • Superior Mortgage Lending is a Las Vegas Mortgage Broker by design. We partner with several lenders to offer multiple Loan Products & we are not captured with certain credit scores & can offer better rates and no fees. We have been in the Mortgage Industry for over 18 years and we offer the most competitive rates in Nevada, California and Arizona.
  • WS Financial
  • 335 San Dimas Avenue, Oceanside, CA, 92057
  • WS Financial is a licensed mortgage lender based in Southern California. Our goals are to secure the best possible loan, the best service around, and most importantly, personalized attention from your designated mortgage specialist. We also specialize in home mortgages, ensuring 100% customer satisfaction.
  • Joseph R. Mercurio Real Estate and Mortgage
  • 505 Precious Hills Road, Bonsall, CA, 92003
  • Joseph R. Mercurio Real Estate and Mortgage is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.
  • North County Mortgage Corporation
  • 30978 Villa Toscana, Bonsall, CA, 92003
  • North County Mortgage Corporation is committed to helping you find the right mortgage product for your needs. We understand that every client is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Tradition Financial
  • 5256 S. Mission Rd, Suite 130, Bonsall, CA, 92003
  • At Tradition Financial, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of mortgage options and best of all quality service and individual attention. We have been providing exceptional service and highly competitive rates since 2006.
  • pacific residential mortgage corp
  • 522 N Cleveland St, Oceanside, CA, 92054
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Pacific Coast Home Mortgage & Real Estate Inc
  • 2424 Vista Way, Suite 105, Oceanside, CA, 92054
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.