In 2026, the FHA loan limits in Lemoore-Station, located in Kings county, CA, are set at $356,362 for a single-family home. For two-unit properties, the limit is $456,275; for three-unit residences, it's $551,500; and for four-unit structures, the cap is $685,400.
The maximum for conventional loans on single-family homes is $548,250, with two-unit homes capped at $702,000, three-unit homes at $848,500, and four-unit buildings at $1,054,500.
Utilize our FHA calculator to discover today's top FHA rates and ascertain the required downpayment, income, credit score, reserves, and documentation to qualify.
With the Lendersa® calculator, comparing the rates and terms of FHA loans to those of other programs is made easy. Consider FHA alongside Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly collects loan program information from thousands of lenders, tailoring the comparison to your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Lemoore-Station, part of Kings county, CA, offers a comprehensive comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To evaluate qualification needs such as income, reserves, and credit, turn to the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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