As of 2026, the FHA loan limits in Ashland, located in Alameda county of CA, are set up to $1,089,300 for a single-family home, $1,394,775 for two-unit buildings, $1,685,850 for properties with three units, and $2,095,200 for those with four units.
For conventional loans, the maximum achievable for a single-family home is $1,089,300. For houses with two units, it is $1,394,775, $1,685,850 for those with three units, and it caps at $2,095,200 for residences with four units.
Use our FHA calculator to access today's best FHA rates. It aids you in deducing the necessary down payment, income prerequisites, credit standing, reserves, and documents essential for eligibility.
The Lendersa® calculator allows you to explore FHA rates and terms, comparing them with those from other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently compiles detailed loan program data from thousands of lenders and aligns it with your financial profile efficiently.
For 2026 in Ashland, in the county of Alameda, CA, use our Loan Limits Comparison Table to assess maximum loan thresholds for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money opportunities. To further analyze qualification requirements such as income, reserves, and credit conditions, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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