For the year 2026, the FHA loan limit in San-Lorenzo, part of Alameda county in CA, is $822,375 for single-family homes. For two-unit properties, it is $1,053,000, for homes with three units $1,272,750, and $1,581,750 for those with four units.
For conventional loans, the maximum for a single-family residence is $822,375, $1,053,000 for homes with two units, $1,272,750 for three-unit properties, and $1,581,750 for four units.
Our FHA calculator offers insight into today’s best FHA rates and can help determine the necessary down payment, income details, credit requirements, reserves, and documents needed to qualify.
Lendersa® calculator helps you compare FHA rates and terms with those available from other loan programs. Explore and evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all alongside FHA options.
Lendersa® acquires loan program data from thousands of lenders, efficiently aligning this information with your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 located in San-Lorenzo, within Alameda county, CA, allows comparisons of highest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending. To study qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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