In 2026, the FHA loan limits for Hayward county in Alameda, CA, include $1,089,300 for single-family homes. For duplexes, it's $1,394,775, for triplexes $1,685,850, and for four-unit buildings $2,095,200.
Conventional loan maximums are set at $1,089,300 for a single-family home. For two units, it is $1,394,775, for three units $1,685,850, and for buildings with four units $2,095,200.
Utilize our FHA calculator to view today's competitive FHA rates and to compute requirements like downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® tool allows comparison of FHA rates and terms alongside other loan programs. Assess options like conventional, jumbo, VA, USDA, Non-QM, and hard money loans against FHA.
Lendersa® sources extensive data from thousands of lenders and matches it swiftly to your financial profile for tailored insights.
For 2026 in Hayward county, Alameda, CA, examine the Loan Limits Comparison Table to contrast FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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