In 2026, the FHA loan limits designated within Atherton county of San Mateo, CA are structured as: - $1,089,300 for a single-family home, - $1,394,775 for 2-unit buildings, - $1,685,850 for residences with 3 units, - $2,095,200 for 4-unit homes.
The upper limit for conventional loans on a single-family residence is: - $1,089,300, - $1,394,775 for 2-units, - $1,685,850 for 3-units, - $2,095,200 for 4-units.
Use our FHA calculator to explore today’s leading FHA rates, assessing the required downpayment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator provides a way to compare FHA rates and terms with those of other loan programs. Evaluate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® compiles loan program data from thousands of lenders, giving rapid comparisons tailored to your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Atherton county of San Mateo, CA outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a comprehensive analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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