In the year 2026, the FHA loan limit within Stanford county of Santa Clara, CA is established at $805,000 for a single-family home, $1,030,550 for dual units, $1,245,700 for three-unit homes, and $1,548,100 for properties with four units.
The cap for conventional loan amounts on single-family residences stands at $805,000, $1,030,550 for two-unit homes, $1,245,700 for three units, and $1,548,100 for four-unit dwellings.
Leverage our FHA calculator to uncover today's top FHA rates and calculate the downpayment, income requirements, credit, reserves, and documentation needed to qualify.
With the Lendersa® calculator, you can measure FHA loan rates and terms against all other options available. Explore and weigh Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects extensive loan program data from numerous lenders and instantly aligns it with your specific financial profile and needs.
In the Loan Limits Comparison Table for 2026 in Stanford county of Santa Clara, CA, compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a thorough comparison of qualification needs including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| USDA | $626,500 | $626,500 | $626,500 | $626,500 |
| VA | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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