In 2026, FHA loan limits for Auburn county in Placer, CA, are set at $763,600 for a single-family home. For two units, the limit is $977,550, for three units $1,181,650, and for four units $1,468,500. These limits are critical for those planning to finance with FHA loans.
The maximum conventional loan amount for a single-family residence is $763,600. For two-unit homes, the cap is $977,550, for three units $1,181,650, and for four-unit properties $1,468,500. Understanding these figures is important for financing planning.
Leverage our FHA calculator to find today’s competitive FHA rates and calculate the necessary downpayment, income, credit score, reserves, and documents needed for qualification. This tool aids in the preparation for loan eligibility.
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The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs, including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans. This extensive comparison helps in choosing the right financing solution.
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The Loan Limits Comparison Table for 2026 in Auburn county of Placer, CA, provides a comprehensive overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To assess qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| USDA | $540,000 | $540,000 | $540,000 | $540,000 |
| VA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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