In 2026, the FHA loan limit in Meadow-Vista, within the county of Placer, CA, is $598,000 for a single-family home. For properties with 2 units, it's $765,550, for 3-unit buildings it's $925,350, and for those with 4 units, it's $1,150,000.
The maximum amount of conventional loans for a single-family residence is $598,000. For 2-units, it is $765,550, for 3-units $925,350, and for 4-units, $1,150,000.
Use our FHA calculator to explore today's top FHA rates and find out the necessary downpayment, income requirements, credit standing, reserves, and documentation needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan types. Look into options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans alongside FHA.
Lendersa® instantly sources data from thousands of lenders, matching it to your unique financial profile and needs.
For 2026, consult the Loan Limits Comparison Table in Placer, CA to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for qualifications involving income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $598,000 | $765,550 | $925,350 | $1,150,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $598,000 | $765,550 | $925,350 | $1,150,000 |
| USDA | $486,400 | $486,400 | $486,400 | $486,400 |
| VA | $598,000 | $765,550 | $925,350 | $1,150,000 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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