2026 FHA (Government Loans) Limits for North-Auburn, Placer County, California

As of 2026, the FHA loan limits in North-Auburn county of Placer, CA are $598,000 for a single-family home, $765,550 for 2-units, $925,350 for 3-units, and $1,150,000 for properties with 4-units.

Maximum amounts for conventional loans on a single-family residence reach $598,000, $765,550 for homes with 2-units, $925,350 for 3-units, and $1,150,000 for 4-units.

Use our FHA calculator to explore today’s best FHA rates and decide the downpayment, credit, income, reserves, and documentation needed for qualification.

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Evaluate Your Loan Options in North-Auburn, CA

The Lendersa® calculator helps you compare FHA rates and terms with those of other loans. Explore and assess Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA.

Lendersa® compiles extensive data from thousands of lenders, ensuring quick comparisons tailored to your financial profile and needs.

The Loan Limits Comparison Table for 2026 in North-Auburn county of Placer, CA provides insights on FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximum amounts. To assess qualification needs like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits North-Auburn county of Placer, CA

SFR 2 Units 3 Units 4 Units
FHA $598,000 $765,550 $925,350 $1,150,000
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $598,000 $765,550 $925,350 $1,150,000
USDA $486,400 $486,400 $486,400 $486,400
VA $598,000 $765,550 $925,350 $1,150,000
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Santa Fe Mortgage
  • 203-B North H Street, Lompoc, CA, 93436
  • Lends in California
  • Frederick Bittle founded Santa Fe Mortgage in 1995 after a successful 10-year career in the microelectronics industry. With a quarter-century of mortgage-origination experience, he has helped thousands of homeowners living in and around Lompoc and consistently receives referrals from the majority of real estate agents.

  • AltaOne Federal Credit Union
  • 701 South China Lake Boulevard, Ridgecrest, CA, 93555
  • Lends in California
  • AltaOne members and employees enjoy a one-of-a-kind relationship with their credit union. Offering much more than personal and business financial products and services, we continually strive to be the community’s choice for an all-around member experience, strengthening ties with our local communities through events and outreach programs

  • Ranch & Coast Mortgage Group, Inc.
  • 2000 State St, Suite A, Santa Barbara, CA, 93105
  • Lends in California
  • Ranch & Coast Mortgage Group, Inc. understands the importance of finding the right mortgage loan that fits your exclusive needs and situations. Our team’s extensive knowledge of the mortgage and financial market, coupled with our years of experience, allow us to find you the lowest rate with the best possible terms.

  • Vanguard Hard Money
  • 351 Hitchcock Way, Ste. 230-B, Santa Barbara, CA, 93105
  • Lends in California
  • Vanguard Hard Money, is a direct lender specializing in financing for fix & flip rehab development loans. We provide investors with hard money loans to facilitate the purchase, rehabilitation and sale of single family homes, multi-family, and commercial properties. We strive to be the best.

  • Commercial Loan Express
  • 351 Hitchcock Way, Ste. B-230, Santa Barbara, CA, 93105
  • Lends in California
  • Commercial Loan Express Headquartered in Santa Barbara, California the president, Peter De Witte formed his team in 2004. Commercial Loan Express is a hard money lender that specializes in lending to investors who profit from house flipping. The loans are underwritten and funded in-house, thereby enabling swift decisions, flexible lending solutions

  • Community West Bank
  • 445 Pine Avenue, Goleta, CA, 93117
  • Lends in California
  • At Community West Bank, we believe that local deposits should work locally. We have full-service branches in Goleta, Oxnard, Paso Robles, San Luis Obispo, Santa Barbara, Santa Maria and Ventura, making loans to businesses, individuals and non-profit organizations. As a locally owned and managed business bank on California’s Central Coast.

  • JBR BROKER SERVICES
  • 353 Sherwood Drive, Santa Barbara, CA, 93110
  • Lends in California
  • Full Service Real Estate Brokerage, 24 years experience in helping buyers find their perfect home and sellers sell their home while saving buyers and sellers thousands of dollars.Brokerage, 24 years experience in helping buyers find their perfect home and sellers sell their home while saving buyers.

  • SANTA BARBARA COMMERCIAL MORTGAGE, INC.
  • PO BOX 30157, Santa Barbara, CA, 93130
  • Lends in California
  • Santa Barbara Commercial Mortgage, Inc formerly known as Mortgage Company of Santa Barbara, has been originating commercial real estate loans in California for over 25 years and is an efficient and valuable resource .With a small and agile loan committee, SBCM is able to process requests quickly and can often fund loans faster than most lenders.

  • SB Mortgage Group
  • 1601 Anacapa St, Santa Barbara, CA, 93101
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • McAdams Financial Services
  • 217 East Anapamu Street, Santa Barbara, CA, 93101
  • Lends in California
  • McAdams Financial offers a wide variety of home loan products. Featured programs include fixed rate and adjustable rate mortgages, interest-only loans, jumbo loans and FHA mortgages. We also offer a No Lender Fees option which can reduce your closing costs. We look forward to working with our partners, clients.

  • Heritage Financial of Ventura
  • 403 West Ojai Ave, Ojai, CA, 93023
  • Lends in California
  • Heritage Financial was established in 1990 on the same ethics and standards that keep their doors open today. We are a locally owned and staffed mortgage brokerage with an amazing team of professionals that have the experience and knowledge to get the job done right.

    We believe in education, not only for our clients but also our company.

  • Real Estate Lenders
  • 705 Alomar Street, Ojai, CA, 93023
  • Lends in California
  • I have been involved in real estate for over 35 years. My vast experience has provided me with extensive knowledge of the entire loan process. Today, as a licensed Mortgage Broker and Loan Officer, I am able to provide a wealth of information to my clients. As a true mortgage professional, I’m looking to build relationships so my clients