For the year 2026, the FHA loan limit in Benicia within Solano, CA, is $685,400 for a single-family home. For two-unit configurations, it stands at $877,450, for three-unit properties, it's $1,060,600, and for homes with four units, the limit is $1,318,100.
The maximum allowable for conventional loans on a single-family home is $726,200, ascending to $929,850 for two-unit residences, $1,123,900 for three-unit structures, and $1,396,800 for four-unit estates.
Utilize our FHA calculator to explore the finest FHA rates available today. It will also help calculate the needed downpayment, income levels, credit score, reserves, and documentation necessary to qualify.
Lendersa® calculator empowers you to compare FHA rates and terms with those of other loan programs. Discover and evaluate Conventional loans, Jumbo packages, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® aggregates data from thousands of lenders and immediately aligns it with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Benicia, Solano, CA, permits a comparison of upper loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse Mortgage, and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification needs such as income, reserves, and credit score extensively.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $685,400 | $877,450 | $1,060,600 | $1,318,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $491,200 | $491,200 | $491,200 | $491,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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