For 2026, the FHA loan limit in the county of Contra Costa, CA, covering Vine-Hill, is $822,375 for a one-family home. Two-unit buildings are capped at $1,053,000, three-unit dwellings at $1,272,750, and those with four units at $1,581,750.
The cap for conventional loan amounts on a single-family residence is $822,375. For duplexes, it's $1,053,000, $1,272,750 for trips, and for four-plexes, $1,581,750.
Utilize our FHA calculator to find today’s top FHA rates and decide on the necessary downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator empowers you to compare FHA rates and terms with those from various loan programs. Consider and contrast Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans relative to FHA offerings.
Lendersa® compiles loan program data from a vast number of lenders, providing comparisons that match your financial profile in seconds.
The Loan Limits Comparison Table for 2026 in Contra Costa, CA enables comparisons among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Check qualification requirements such as income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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