In 2026, the FHA loan limits set for properties in Pacheco county, part of Contra Costa in CA, are defined as follows: $1,089,300 for a single-family home, $1,394,775 for properties with two units, $1,685,850 for residences with three units, and $2,095,200 for buildings with four units.
For conventional loans, the maximum amounts are established as $1,089,300 for a single-family home. For duplexes, the limit is $1,394,775; for triplexes, it is $1,685,850; and for quadriplexes, the cap is $2,095,200.
Utilize our FHA calculator to identify today’s optimal FHA rates and define requirements such as down payment, income levels, credit assessments, reserves, and necessary documents for qualification.
The Lendersa® calculator provides a comprehensive tool for comparing the rates and terms of FHA loans with those from various other loan programs. Explore and look into options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and various hard money loans, utilizing FHA as a benchmark.
By gathering data from a wide array of lenders, Lendersa® compares it swiftly to your unique financial profile and needs, delivering rapid, personalized information.
The Loan Limits Comparison Table for 2026 concerning Pacheco county within Contra Costa, CA, offers a detailed overview of maximum loan amounts across various loan types, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a more thorough evaluation of qualification requirements such as income, reserve levels, and credit scoring, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a complete analysis and guiding strategy.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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