In 2026, the FHA loan limits for Brea county in Orange, CA are $1,089,300 for a single-family home, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.
For conventional loans, the maximum on a single-family residence is $1,089,300, for 2-units is $1,394,775, for 3-units it's $1,685,850, and for 4-units, it's $2,095,200.
Use our FHA calculator to access today’s best FHA rates and determine what downpayment, income, credit, reserves, and documents are needed for qualification.
The Lendersa® calculator can help you compare FHA rates and terms against other loan programs, such as Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® compiles data from thousands of lenders, swiftly aligning it with your financial profile for personalized results.
The Loan Limits Comparison Table for 2026 in Brea county of Orange, CA, enables you to assess FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans' maximum amounts. To compare requirements for income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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