For 2026, the FHA loan limit in Rowland-Heights county, part of Los Angeles, CA, is set at $822,375 for a single-family home. If you're purchasing a home with two units, the limit is $1,053,000, for three units it’s $1,272,750, and for four units, $1,581,750 applies.
The maximum loan amount for conventional loans on a single-family residence is $822,375. For homes with two units, it’s $1,053,000, increasing to $1,272,750 for three units, and $1,581,750 for four-unit properties.
To discover the best FHA rates today and evaluate requirements for downpayment, income, credit, reserves, and necessary documents, use our FHA calculator.
The Lendersa® calculator allows for comparison of FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Accumulating data from thousands of lenders, Lendersa® quickly matches it to your personal financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Rowland-Heights county, Los Angeles, CA, offers a comparison among FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans' maximum amounts. For insights on requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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