During 2025, the FHA loan limit in La-Habra county, part of Orange, CA, is $822,375 for a single-family home. For properties with 2 units, the limit is $1,053,000, while for those with 3 units, it reaches $1,272,750. For 4-unit homes, the cap is $1,581,750.
With conventional loans, the maximum allowable for a single-family residence is $822,375. For 2-unit dwellings, this increases to $1,053,000, $1,272,750 for 3 units, and a maximum of $1,581,750 for structures with 4 units.
Utilize our FHA calculator to check the best current rates. It can also help calculate required downpayments, income levels, credit scores, reserves, and document prerequisites for qualification.
Through the Lendersa® calculator, you can evaluate FHA rates alongside the terms of various other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers comprehensive program data from numerous lenders, enabling swift comparative analysis suited to your specific financial profile and needs.
Loan Limits Comparison Table for 2025 in La-Habra county, Orange, CA offers insights to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To scrutinize qualification demands like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
