For 2026, the FHA loan limits applicable in Brisbane county, situated within San Mateo, CA, are established as follows: for a single-family home, the limit is $1,089,300. For two-unit homes, the limit rises to $1,394,775, for three-unit properties, it is expanded to $1,685,850, and for properties with four units, the allowable limit is $2,095,200.
In the case of conventional loans, the maximum lending amount for a single-family residence stands at $1,089,300. For properties housing two families, the limit is $1,394,775, for three units, it is $1,685,850, and extends to $2,095,200 for four-unit buildings.
Our FHA calculator is designed to provide you with today's most competitive FHA rates and to help determine necessary criteria such as down payment, income, credit score, reserves, and documents required for qualification purposes.
The Lendersa® calculator is an innovative tool that allows for the comprehensive comparison of FHA rates and terms alongside those of a wide array of other loan programs. This includes exploring and assessing options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, providing a broad perspective.
With data sourced from thousands of lending partners, Lendersa® rapidly aligns available programs with your unique financial profile, offering personalized recommendations in moments.
The Loan Limits Comparison Table for 2026 within Brisbane county, part of San Mateo, CA, serves as a critical guide for comparing maximum allowable loan amounts across a range of types, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For in-depth qualification comparisons involving income, reserves, and credit criteria, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) provides a detailed tool ensuring fully informed decisions.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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