In 2026, the FHA loan limits in Daly-City county of San Mateo, CA, are $822,375 for a single-family home, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
The maximum allowable amount for conventional loans on a single-family property is $822,375, with $1,053,000 for 2-unit homes, $1,272,750 for 3-unit residences, and $1,581,750 for 4-unit buildings.
Utilize our FHA calculator to find today’s best FHA rates and figure out what's necessary for a down payment, income, credit requirements, reserves, and documentation to qualify.
Lendersa® calculator enables comparison of FHA rate and terms with those of other loan programs. Delve into options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers loan program data from thousands of lenders, allowing you to swiftly compare it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Daly-City, San Mateo, CA, provides a comparison of maximum loan sizes across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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