During 2026, the FHA loan limit for properties in Broadmoor county within San Mateo, CA is set at $1,089,300 for a single-family home. For duplexes, the limit is $1,394,775, while triplexes max out at $1,685,850, and four-unit homes have a ceiling of $2,095,200.
Conventional loan amounts are capped at $1,089,300 for single-family residences. Duplexes can obtain up to $1,394,775, with triplex units reaching $1,685,850, and four-unit homes allowed $2,095,200.
Utilize our FHA calculator to discover today’s best FHA rates and to pinpoint the required down payment, income, credit score, reserves, and additional necessary documentation to qualify confidently.
The Lendersa® calculator is designed to enable comparisons between FHA rates and terms with those of various other programs. This includes an array of loan types such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money financing. Using this powerful tool, you can assess which type of loan aligns best with your financial situation and objectives.
Lendersa® consolidates extensive loan program data from a wide range of lenders, evaluating it promptly against your individual financial profile and needs. It provides fast, tailored insights into the best available options.
The Loan Limits Comparison Table for 2026 pertinent to Broadmoor county, within the larger San Mateo, CA, is invaluable for assessing maximum loan amounts across a spectrum of loan types. It covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM), along with hard money loans. For deeper insights into qualification criteria—including income, reserve requirements, and credit score standards—you can rely on the Lendersa® Super Loan Integrated Qualifier (SLIQ™), offering detailed analyses of what each option entails.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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