In the year 2026, the FHA loan limit in Burlingame located in San Mateo, CA, is set at $1,089,300 for a single-family house, at $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for four-unit residences.
For conventional mortgages, the maximum amounts are $1,089,300 for single-family homes, $1,394,775 for two-unit homes, $1,685,850 for properties with three units, and $2,095,200 for those with four units.
Try our FHA calculator to uncover the best FHA rates today and identify the necessary downpayment, income requirements, credit, reserve levels, and documents needed for approval.
The Lendersa® calculator allows comparisons of FHA rates and terms against a wide range of other loan programs. Investigate choices such as Conventional loans, Jumbo options, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® compiles extensive loan data from numerous lenders, then quickly aligns it with your unique financial requirements.
The Loan Limits Comparison Table for 2026 in Burlingame, in San Mateo, CA, compares upper limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To see detailed qualification criteria like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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