In the year 2026, the FHA loan ceilings in Belmont, located in the county of San Mateo, CA, are set as follows: $1,089,300 for single-family homes, $1,394,775 for residences with two units, $1,685,850 for three-unit homes, and $2,095,200 for buildings with four units.
For conventional loans, the maximum amounts are $1,089,300 for a single-family home, $1,394,775 for properties with two units, $1,685,850 for three-unit residences, and $2,095,200 for those with four units.
By using our FHA calculator, you can explore the best FHA rates available today, as well as determine needed downpayments, income requirements, credit standards, reserves, and the documents necessary for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms with other loan offerings, such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently gathers data from various lenders, instantly matching it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Belmont, within San Mateo county, CA, lets you examine limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comparing requirements like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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