In 2026, the FHA loan limits in Cambria, San Luis Obispo county, CA are $911,950 for a single-family home, $1,167,450 for two units, $1,411,200 for three units, and $1,753,800 for four units.
The maximum conventional loan for a single-family residence is $911,950. For two units, it's $1,167,450, for three units $1,411,200, and for four units $1,753,800.
Use our FHA calculator for today's optimal rates and determine downpayment, income, credit, reserves, and documents needed to qualify.
Lendersa® calculator allows comparison of FHA rates and terms with those of other programs. Explore options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates data from thousands of lenders, quickly comparing them to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Cambria, San Luis Obispo, CA compares maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $911,950 | $1,167,450 | $1,411,200 | $1,753,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $911,950 | $1,167,450 | $1,411,200 | $1,753,800 |
| USDA | $644,000 | $644,000 | $644,000 | $644,000 |
| VA | $911,950 | $1,167,450 | $1,411,200 | $1,753,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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