For 2026, FHA loan limits in El-Paso-de-Robles county of San Luis Obispo, CA, are set at $701,500 for a single-family home, $898,050 for two units, $1,085,550 for three units, and $1,349,050 for four units.
The maximum conventional loan amounts for a single-family residence are $701,500, for two units it's $898,050, for three units $1,085,550, and $1,349,050 for four units.
Utilize our FHA calculator to view today’s best FHA rates and determine what is needed for down payment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Assess options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA selections.
Lendersa® collects loan program data from thousands of lenders, quickly aligning this information with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in El-Paso-de-Robles, San Luis Obispo, CA, details maximum loans for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To evaluate qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $701,500 | $898,050 | $1,085,550 | $1,349,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $701,500 | $898,050 | $1,085,550 | $1,349,050 |
| USDA | $561,200 | $561,200 | $561,200 | $561,200 |
| VA | $701,500 | $898,050 | $1,085,550 | $1,349,050 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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