For 2026, the FHA loan limits in Templeton county of San Luis Obispo, CA are: - $911,950 for single-family homes, - $1,167,450 for 2-units, - $1,411,200 for 3-units, - $1,753,800 for 4-units.
Regarding conventional loans, the maximum loan amounts are: - $911,950 for a single-family home, - $1,167,450 for 2-unit properties, - $1,411,200 for 3-units, - $1,753,800 for 4-units.
Use our FHA calculator to find today’s FHA best rates and establish requirements for downpayment, income, credit, reserves, and necessary documents.
The Lendersa® calculator allows comparison of FHA rates and terms with other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects data from thousands of lenders, providing fast comparisons against your unique financial profile.
The Loan Limits Comparison Table for 2026 in Templeton county of San Luis Obispo, CA offers insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $911,950 | $1,167,450 | $1,411,200 | $1,753,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $911,950 | $1,167,450 | $1,411,200 | $1,753,800 |
| USDA | $644,000 | $644,000 | $644,000 | $644,000 |
| VA | $911,950 | $1,167,450 | $1,411,200 | $1,753,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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